Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Saturday, 21 February 2015

Day 51: What Happens When There Is No More To Clear?

Nothing to report for yesterday other than I notice we are distracted by other things. That happens...no biggy.

 

What happens when there is no more to clear?

Will this happen before we hit December 31st 2015? Will we run out of gone-ski items by day 365? Interesting question posed by Sammi (miss 12 yr old).

I think the harder this gets, the more we will learn about ourselves. When there are no more items to clear, I am sure there will be a level of gratitude beyond what I have known to date.

I have never wanted for anything other than my true hearts passions. I had everything I needed as a child and throughout the years. I have had tough times financially however over the last many years and it has brought home some truths. All this is leading me somewhere. I can feel it coming. Even the shadows are appearing to prevent the next leap. 

It's amazing how when you are walking towards your higher calling, forces appear to block the path. I imagine most reframe this as an indication it is the wrong path. Perfect outcome for preventing the risk of failure, right? After all how would we be if after all this time we fail at the very thing we believe we are here to do?

A better question is...

Do we ever fail? Or is simply not trying the ultimate fail? or...
Do we get so distracted by the 'false' life, the one we chase for our egos happiness...?
How can we know?

All very cool questions to explore....have fun with them?

Cheers from Deb (shadow boxing in stillness)

What went out - 0 items

Nothing....doh!

What came in - 0 items

Phew...nothing.

 

INSIGHTS

(1) Awareness of all aspects of the journey bring freedom, including the shadows
(2) The more tension applied the greater the results (let's see how we feel at day 365)

 

TOTAL: OUT - 775  IN - 67

TOTAL CASH sales from gone-ski items = $48




Thursday, 19 February 2015

Day50: Does Consumerism Wear The Pants In Your Wardrobe?

A quick look in my pile of jeans and pants and I find 3 gone-ski items.

Being tired and late causes consumer fever

Yesterday we had an appointment in North Sydney that finished at 7:30 pm. Jerry had to get up at 3 am for a film shoot and we were still 2 hours from home with no dinner in sight. Consumer alert!

We caught a cab to the station looking for a quick bite to eat...and there it was, an Italian restaurant with our name all over it. Both of us were tired, hungry and over the day. The perfect recipe for impulse consumerism.

We enjoy a pizza, a salad and a couple of glasses of wine. $60 later we were on our way home to bed.

How do I feel about that? Well, mixed feelings but the most important thing is it shines a light on our 'late to bed habits' and 'poor planning'. This is something within our control and good to see so clearly.

One of Steven Covey's 7 habits (of Highly Effective People) is 'sharpen the saw'. This means take the time to set yourself up for success. Prepare your tools, plan well, organise and action that which is important. It's a bit like painting, all the work and value is in the preparation...the painting is the icing on the cake.

We need to plan better, sleep more and look after our overall needs consciously.

This journey gives so much more to the whole of our lives than expected.

Cheers from Deb (the garlic breath adventurer)

What went out - 3 items

Pants that need to be set free...bye, bye.

What came in - 0 items

Doing a happy dance.

INSIGHTS

(1) Our home made pizzas are way better than a hurried Italian on a Thursday night
(2) Down time is as important than action. Doing either half hearted will hold you back  


TOTAL: OUT - 781  IN - 68

TOTAL CASH sales from gone-ski items = $48




 

Tuesday, 17 February 2015

Day 48: How Getting Rid Of Stuff Helps You, Helps Others

Why do we keep things we don't use?

It's too good to get rid of it... really?!

Let's explore this logic shall we? We get things and we can see they are beautifully made, good quality, etc. Yet for some reason it is not something we want, need or even like. You know the things I am talking about. That top your mum gave you, the dish you were given for your birthday, that ornament from your friend, that outfit your bought but never wear... the list goes on!

So what do we do?

Most of us keep them because of the sentimental value. Some can't get rid of them because "it's too good to get rid of it"... or "there's nothing wrong with it" or "but aunty Mary gave it to me". The list of reasons go on.

So how do we make the decision? What do we ask ourselves to enable the truest choice?

We could ask one simple question "If I didn't have this, would I buy it?" And if the answer is no, GONE-SKI!!

It's as simple as that. Isn't it? YES?....do I hear you say "but"? Explore your 'buts' there is gold in them there 'buts' folks.   

The other side to this equation is of course to stop things coming in. This is a great opportunity to let your family and friends know not to buy you anything that will clog up your home

 

What if, giving it away helps both you and the person that gets it?

By taking the things out of your home / life that are not there by your choice, you clear the space, you enable other things to be welcomed, you don't carry that 'must, should, have to' energy, you detach from the consumerism story and you find a new sense of freedom. 

By giving these things away other people benefit. And it is even better if they are quality items, that are loved etc. Why not make someone else's day by donating these things to people who actually WANT them?  

By helping yourself, you help another. Perfect!!

Cheers from Deb (looking beyond the dilemmas)

INSIGHTS

(1) Holding onto items that don't add value to our lives, clogs our flow
(2) People in need would be so joyous to receive items we hoard


What went out - 5 items

3 of my tops, 2 of Jerry's old (too good to get rid of...) sports coats...LOL

 

What came in  -  0 items

Loving this equation...feeling it too


TOTAL: OUT - 775  IN - 67

TOTAL CASH sales from gone-ski items = $48

 

Monday, 16 February 2015

Day 47: How Two Beers Nearly Cost Us $200

Yesterday presented many opportunities to fall off the non-consumerism wagon.

 

We simply ask "what's true to do?"

Due to the uncertainty of the day, we packed an extra set of clothes so we could attend a friends child's funeral without constraints. As it turned out we ended up with a handful of my fabulous work mates at a hotel in the city.

A couple of beers later decision number 1 why don't we grab a hotel and stay over night?  We talked about it and decided to jump the 7:15 train and get home for an early night.

Then on the train ride home decision number 2 do you want to get Mexican? We rationalised (a lot!!!) and decided the left over pasta was a better option. 

I think we saved around $200... all because we didn't allow impulse to drive our decisions. 

It is such a fine line. A few beers, a romantic notion of a hotel room, a sleep in etc. Too easy to say yes to. This time last year we would have definitely said yes to this. Now with our new focus, a dash of awareness and a clear intention, we are on our way to shifting many dysfunctional parts of our lives.

I am so proud of our decisions. I love our journey together.

Cheers from Deb (darn chuffed)

What went out - 5 items

1 pair of jeans, a top, a dress, and 2 gorgeous quality, but out of date sport coats (Jerry's). 

What came in - 0 items

Nothing again...yay!!

INSIGHTS

(1) It is easy to say yes when you collude with your partner after two beers....LOL
(2) There's no place like home... thanks Dorothy  

TOTAL: OUT - 770  IN - 67

TOTAL CASH sales from gone-ski items = $48

Thursday, 12 February 2015

Day 43: Nothing Says Love Like a Stuffed Bear, Wrapped in Plastic, Made in China

Come on people...let's not get sucked into this: 'I know he loves me! He bought me a beautifully wrapped box of paraffin with artificial colours and flavours'... !! 

Stupid is as cupid does

Valentines Day is a myth perpetuated by the retail industry to wake us up from the consumer hibernation after the post Christmas sales. We are jolted into a sense of panic of not buying 'just the right thing' for those we love.

The store displays and advertising generate a frenzy and intimate the more we spend, the more loving and romantic we are.

Does it guarantee love? Does it express the true message of our hearts? Does it mean we are good people?

What it does mean is there are more useless pieces of clutter, made in factories by people paid way too little, destined for the rubbish tip, and certain to keep people distracted from the true passions of the heart. In essence this false love burst is a reflection of the consumer collaboration keeping us from authentic living. 

Choose carefully how you express your love this year. Keep it real.   

What went out - 2 items

Jerry tossed out two (old) pairs of shorts

What came in - 0 items

Nothing

INSIGHTS

(1) We are all on a commercial calendar programmed to spend
(2) Many families (in the retail industry) rely on this calendar to feed their families. Deconstructing this entangled co-dependency needs to happen... considering all sides is important

TOTAL: OUT - 763  IN - 66

TOTAL CASH sales from gone-ski items = $48 (one more sale yesterday)

Sunday, 8 February 2015

Day 39: Turning Clutter into Cash

The gone-ski piles made a run for the exit.

Donation pile ready to go

We packed all the goods into bags to ensure they remain in good condition for sale at the charity shops. They're in the car ready to be dropped off.

 

All quality items went up for sale

We used a local online Facebook community of around 29,000 people to register our quality gone-ski items for sale. So far we have sold $48 worth of goods. The money is going into a tin can to be used for holidays and family fun stuff.


A couple of principles we followed:
  • Take good photos
  • Be descriptive
  • Make it a fair price or even a bargain
  • Hashtag your items so you can find them online (I used #debsgoodsforsale).
  • This enables people to look at all your stuff in one viewing 
  • Take any fair offer 

One example was a 1996 Guinness Book of Records. I don't recall anyone opening it. We put it up for $2. A young guy jumped on it and said SOLD. He came straight over. Turns out he is collecting every year and was so happy he gave us $5. Fancy that!

You never know what is gold to someone else...so test the market.

The way I look at it, these items will go to someone who wants them and in return we get a small return on our time and energy. This prevents them going into a rubbish tip or sitting around cluttering the charity shops.

 

What went out - 2 items

A couple of things from Sammi's room

 

What came in - 0 items

Nothing to report

INSIGHTS

(1) One mans trash can be another mans treasure
(2) One mans trash can simply be trash

TOTAL: OUT - 742  IN - 64

Monday, 2 February 2015

Day 33: One Decision Saved over $1000 this Month

There is no way I would have realised how much this ghastly consumerism costs me without looking at the numbers. 

We reduced our impulse spends by 85% and saved over $1000. We Rock!

What do our bank accounts tell me?

We looked at our bank accounts from last year and the impulse buys stood out like big hot steaming turds. It was sickening to see how many things we bought from impulse....we were the marketers dream couple. Drawn in by the shiny, sparkling signs and juiced up by the 'bargains' we found.

It's a scam people!! 

Browsing our bank accounts showed that most of the non-necessity spending was impulse buys. 

We both had colluded on this unconscious way of living...and we are darn glad it has stopped!! 

Here are the impulse spends that jumped off the bank statements:
  • dinners out (always impulsive, never planned)
  • clothes shopping (never planned)
  • op shopping (no predetermine plan to buy)
  • DVDs (no real plan to buy until we passed the store)
  • Nights out after work (mostly alcohol costs)

In January 2014 we spent $1195 on impulse consumerism!! How stupid is that?

This year we spent only $185 with two dinners, one night after work, 2 DVDs and a quick bite before the movies being all we spent. Although these have been considered impulse buys, all but the DVDs were discussed well before the decision was made to spend.

Being in the business improvement industry, I love data. The numbers tell you the truth. The data tells me that things are shifting big time for our family and it is all because we made a decision....here it is. 

DECISION: To let go of the false relationship and compulsive need (addiction) from the consumer culture I have happily, if unconsciously colluded with. To experience myself, others and life via a relationship built on connection, creating and discovery.

This decision has changed our lives!

What went out - 2 items

Two more coats left the building. One watermelon coat I have only worn once and one 1960 coat I have worn twice. Both really nice....but no longer considered part of the family.

What came in - 0 items

It is wonderful to have nothing coming in
 

INSIGHTS

(1) Ignorance may be bliss, but consciousness is empowering
(2) I have gained so much more than money from this shift
 

TOTAL: OUT - 627   IN - 49

Saturday, 24 January 2015

Day 24: The Collective Costs of Consumerism

It started out as a simple task, to cull our 12 years old daughters clothes... as you do.
 
When we stopped last night (half way through) I felt terrible. I realised the cost of all of this stuff...and I am not talking about the money.
 

What does consumerism really cost?

When I sat down and explored how I was feeling I could see (and feel) the costs involved:
  • The time it took us to earn the money we would spend on the clothes
  • The cost of going shopping - petrol, the food we would buy while out etc  
  • The time it took to go find the clothes 
  • The time it takes sorting the clothes into the wardrobe
  • The time it takes to cull the clothes out of the wardrobe
  • The cost of the clothes - thank goodness we op shop
  • The cost of manufacturing - perhaps some are through exploitive arrangements
  • The cost of the carbon footprint
  • The energetic cost of the clutter
  • The time it takes to dispose - into the rubbish, donating or driving to give away
  • The cost to the planet generating and transporting the raw materials
And I bet there are plenty more costs involved.

My first reaction to this awareness was absolute overwhelm. I felt agitated and sad about the costs involved especially the financial and time costs to our family.

The gift of this awareness is invaluable. We will certainly redirect the dollars and time into truer aspirations and enable our passions through thoughtful actions.

I see us creating experiences with our family, friends and others rather than playing this consumer game.

Being conscious about the use of our time and money is a gift. But it did take me a bit of time to grasp the damage that has been caused, and have it all sink in. Once it did, I felt totally shaken!!

This was a painful epiphany... a shock to my reality. I had to honestly own that I was the cause... that my unconscious and poor decision making has cost us dearly.

Don't beat yourself up

There are two options: To judge yourself and get depressed by the past OR to redirect the energy into creating a better future.


It's obvious. As we become aware we make better choices. We all make mistakes, this is how we grow. I am not interested in hiding my mistakes, sugar coating the truth or spending time regretting the past... it is fruitless.

I am committed to learning more about myself, bringing my heart into the world as best I can, and luxuriating in the connections and experiences of life.

This lesson continues the journey.


What went out - 55 items

We culled 55 pieces of clothing... some had not ever been worn! We found some great pieces she can wear now that had been hidden amongst the masses.


What came in - 0 items

Keeping it lean...nothing in.


INSIGHTS

(1) The collective costs of consumerism is higher than we could imagine
(2) When you have too many clothes you cannot see any of them


TOTAL: OUT - 484   IN - 30

Wednesday, 21 January 2015

Guest Blog by Mary Atkins: SPOILT FOR CHOICE

The Mall, the grand temple of consumerism, promises us so much satisfaction. As we pace the avenues of shiny windowed retailers our senses are aroused with trinkets, fashion and style. The Malls are open seven days a week and we can even indulge in shopping from the comfort of our own bed thanks to television and the internet.  A bombardment of clever marketing feeds our desire to ‘shop till we drop.’


Nearly two decades ago the Chicago Tribune commented ‘We've become a nation measuring out our lives in shopping bags and nursing our psychic ills through retail therapy.’


So does retail therapy and its cornucopia of abundance make us happy, well according to the studies by American psychologists David Myers and Robert Lane this modern day consumer bonanza often leads to depression and feelings of loneliness. Barry Schwartz author of the book The Paradox of Choice - Why More Is Less asserts that as consumers we have too many choices, too many decisions that make us confused and anxious and leaves us too little time to do what really is important. 


He believes we are happier when we have less choice citing an interesting study by Columbia and Stanford Universities that found that when participants were faced with a smaller rather than larger array of chocolates, they were actually more satisfied with their tasting.



Maybe this explains the modern day phenomenon of our love affair with branding and our fascination with ridiculously priced items.  A brand, especially a glossy luxury brand, is like some great retail God sign that the BRAND is the key to consumer nirvana. Then for the shoe fetish amongst us, it seems the only way our consumer ethos can be enriched is by the purchase of a pair of Jimmy Choo or Manolo Blahnik shoes.


Compare this with the simpler time of my life as a child and young woman, where one pair of shoes, commensurate with our growth, and one pair of slippers was the norm. ‘Make do and mend’ was the catch cry for the British people in wartime and post war England.


When rationing was eventually dissembled fourteen years after it began in 1954 the lesson of thriftiness had well and truly been learned. My father still mended our shoes, we grew our own vegetables, leftovers were never left to mould, every piece of the carcass of meat or poultry was used. ‘Built in obsolescence’ and ‘de-clutter’ and ‘keeping up with Jones’s’ was not to be found in any dictionary. Nothing was thrown out. We recycled and made do.


But so many everyday foods and goods we did without. All my clothes were hand-me-downs. I ate my first piece of steak, a banana and chocolate when I was eight.  A fresh egg, rather than powdered egg was a luxury.


Did these limited choices make us happier? Life was definitely simpler and shopping was about meeting our primary needs rather than wants. There was no acquaintance with a shiny new whatever to stir the covetousness of our unfilled wants. We accepted that this was how it was and dreamed of better days when rationing was over and we could indulge freely.


Frugality and abundance are the opposite ends of the spectrum both equal in their impact.  Too little dampens the spirit and too much sends us skittering out of control with a desire for more and more.


In Vietnam the market traders have coined an expression for the tourist customers  - ‘You see, you like. You like, you buy. You buy, you have. You have, you like,’ which sums up today’s pop shopping culture of our desire for instant gratification.  But if we absorb the conclusion from the psychologists’ studies that too much choice makes us confused and anxious we see clearly that real happiness lies in an ability to live more simply. 

Ideally it is about creating a balance; understanding that there is a difference between a spur of the moment ‘that’s nice’ buy and a genuine want - a quality choice that will nurture us.

 

Mary Atkins

19 January 2015

Tuesday, 20 January 2015

Day 20: You Can Bank On It

How do you rate success? How do you really know if you are making a difference?  
 

Show Me The Money

It is wonderful to not only feel you are achieving an outcome, but to see the real results (in the form of data) will show you the full impact of the level of change. That's why I have a tally at the end of the blog. It's going to be interesting at the end of the year. Any guesses on the total out / total in?
 
Another indicator will be the bank statements. I will check each month and compare impulse spends from last year to this year. At the end we should see some very interesting (embarrassing, shocking, 'you're joking') charts. I promise to publish them monthly no matter how embarrassing it is.
 
Getting nervous now. I think it will be around 80% less spending on impulsive consumer stuff....maybe more. 

Keep Your Eyes Open

Jerry added to the rubbish pile by tossing out an old pair of sunglasses. They broke about 4 years ago and had been sitting in the car ever since waiting for a lens that never returned.

I bet there are stacks of things like this lying around the house. You know the ones, sitting in the 'fix it later' box. Gone-ski I say. Or at least we will make a commitment to fixing things by a certain date and then gone-ski if we don't.

What went out - 1 item

Jerry's very stylish, sadly broken, need another pair now dear, sunglasses.

What came in - 0 items

Nothing once again.


INSIGHTS

(1) Good intentions are useless without the actions to back them up
(2) Things don't last like they used to (I sound like my mother now)   


TOTAL: OUT - 410   IN - 28